About QNB QNB Group, the largest Financial Institution in the Middle East and Africa are looking to hire a Credit Analyst, to meet the expansion needs of our office in QNB - UK//London. QNB has enjoyed continued success with Net Profits of QAR 10.8 billion (USD3 billion) in 2018 (up by 6%) and increased Total assets to QAR 853 billion (USD 234 billion). The Group now employs over 29,000 employees in 1,200 locations, with an ATM network of more than 4,300 machines.
Role Summary: You will be responsible for reviewing credit facility proposals for Corporate and Retail customers (only those retail proposals that fall outside applicable policy parameters), forwarded to them by the appropriate departments/ units. This includes providing analyses to assess the risk of the borrowers, proposed credit structures, security/collateral, exposure levels guidelines and credit procedures.
Responsible for credit assessments and comply with established/approved credit risk policies, guidelines, procedures and relevant laws and banking regulations. Frequent coordination with the Relationship Managers for the timely receipt of customer documents required to evaluate the credit worthiness of proposed borrowers.
Assist in the assessments on credit proposals by preparing reports and analysis of the various credit risk facets. You will assign final risk ratings, including borrower rating and facility ratings, based on the underlying assessment.
Liaise with Centralized Credit department in Doha to process applications.
Ensure all obligors are assigned the appropriate credit ratings, and ensure annual and watch-list reviews are done and updated on timely basis. In addition, you will support the Head of Risk in preparing recommendations to extend, decline, or request further structuring/guarantees/collaterals to the transactions to minimize credit risk and meet QNB Group credit risk standards
You will also assist in the development and preparation of regular and ad hoc credit risk reporting and support the Head of Risk in making further enhancements to the risk management framework.
Qualifications and Experience:
4-6 years experience in a major bank's risk function.
Excellent communication skills
Note: you will be required to attach the following: 1. Resume / CV